Fintech QA & Ops Consulting  ·  Gold Coast, AU

Fintech operations,
held to a higher standard.

Embedded QA programs, compliance advisory, and AI-powered workflow automation — built by someone who operated at global scale across five international markets.

arbiter — bash — 80×24
QA Frameworks
End-to-end testing programs built for financial products at scale
AI Workflow Agents
Intelligent automation that cuts ops overhead without growing headcount
SOP Documentation
Auditable processes and playbooks your team actually uses
Compliance Advisory
AUSTRAC, AFCA, ePayments code — resolved before they become problems
About Arbiter

The operations layer your fintech is missing.

Most fintechs build fast and document nothing. Arbiter changes that. Drawing on four years inside Block's Global Banking Operations — across lending, MCAs, checking accounts, and cards in Australia, Canada, the UK, Japan, and the US — we embed the QA rigour and compliance framework that turns operational debt into competitive advantage.

We work fractionally, which means you get program-manager-level thinking without the full-time overhead. Whether you need a QA framework built from scratch, a compliance gap closed before an audit, or an AI workflow that kills ten hours of manual work a week — we scope it, build it, and leave you running it.

Dylan — Founder
QA PROGRAM MANAGER → ARBITER

Former Global Banking Operations at Block (Square). Led QA programs across the full banking product suite — loans, MCAs, checking, and cards — across five international markets.

4+
Years at Block
5
Markets covered
🇦🇺 Australia🇨🇦 Canada🇬🇧 UK🇯🇵 Japan🇺🇸 USA
Services

What Arbiter delivers.

From foundational QA frameworks to fractional compliance advisory — scoped to your stage, built for your team.

Core service
Fintech QA Consulting

End-to-end QA program design for financial products. We build the framework, embed the process, and govern the releases — so your team ships with confidence, not anxiety.

  • QA framework design & audit
  • Test coverage & defect lifecycle
  • Release gate governance
  • QA team structure & process build
Advisory
Payments & Ops Compliance

Fractional compliance advisory for payment facilitators and fintechs navigating AUSTRAC, AFCA, and ePayments code obligations before they become problems.

  • Regulatory gap analysis
  • AUSTRAC readiness review
  • ePayments code alignment
  • Policy framework build-out
Documentation
SOP & Process Documentation

Turn undocumented tribal knowledge into auditable, repeatable operations. We build the SOP library your auditors expect and your team actually uses.

  • SOP library build-out
  • Process mapping & risk registers
  • Operational playbooks
  • Audit trail documentation
New · 2026
AI Workflow Integration

Eliminate manual ops overhead with targeted AI tooling — without the enterprise price tag. Built for QLD fintechs and SMEs ready to move faster without growing headcount.

  • Ops workflow audit
  • AI tool selection & setup
  • Automation build & testing
  • Team training & handover
Why Arbiter

Not a consultancy.
An embedded operator.

01 ——
Embedded, not external

We operate inside your team, not above it. No consultancy distance, no boilerplate recommendations. We read your Jira, join your standups, and ship alongside you.

02 ——
Built on real product experience

Four years running QA across lending, payments, and cards at Block — across five markets. We've seen what breaks at scale and fixed it. That experience is what you're buying.

03 ——
Fractional model, senior output

Access program-manager-level expertise without the full-time hire. Engage by project, retainer, or ongoing advisory — scale up or down as your stage demands.

How it works

From first call to first delivery — fast.

01
Discovery call

A free 30-minute call. We map your current state, surface the gaps, and scope exactly what's needed — no fluff, no pitch.

02
Scoped proposal

Within 48 hours: a clear engagement plan with scope, timeline, deliverables, and pricing. Fixed-fee or retainer. No surprises.

03
Embedded delivery

We get to work. Weekly check-ins, visible progress, and full handover documentation your team can own. Ongoing retainer available.

// ready when you are

Ready to build something bulletproof?

Free 30-minute discovery call. No pitch, no pressure.

arbiter — book a call — bash
$ arbiter --book discovery-call --duration 30min
> Ready. Enter your details below.
✓ Opening your calendar now...
// free  ·  no commitment  ·  48hr response